Please read this document carefully before accessing or using our website.

By accessing or using our website, you agree to be bound by the terms and conditions set forth below. If you do not wish to be bound by these terms and conditions, you may not access or use our website. If you do not understand these terms and conditions, do not use our website.

We may modify this agreement at any time without individual, specific notice to you. Such modifications shall be effective immediately upon posting of the modified agreement on our website. You agree to review the agreement periodically to be aware of such modifications. Your continued access or use of our website after such notice shall be deemed your conclusive acceptance of the modified agreement, including any and all modifications, additions, deletions, or other changes.


By using this website, you agree to comply with these Terms of Service and Conditions of Use. Please read them carefully.

Our Kanger.dev website (and other "internal" websites stemming from it, such as specific membership sites or webpages pertinent to the main website or the blog) provides an online (and, occasionally, offline) information service that is subject to your compliance with the terms and conditions described below (collectively referred to as our website).

All other policies, notices, or legal/administrative pages contained on our website are incorporated into these Terms of Service and Conditions of Use. These may include, but are not limited to, a DMCA Policy, Privacy Policy, Disclaimer, Copyright Notice, Anti-Spam Policy, and FTC Compliance Policy.

You agree to comply with all applicable laws and regulations regarding your use of our Kanger.dev website and the content and materials provided therein.

Our website is an independent, stand-alone entity that has no relationship, connection, or affiliation whatsoever with any company, person, outfit, organization, or group mentioned herein, even if such name appears in our website name, domain, URL, or otherwise. You should assume no other party, by mere mention of their name, has endorsed anything you see here. The aim is simply to provide useful resources for our readers, some of which we may be compensated for. You should simply assume at all times we are being compensated and, while that may not prompt us to make unsound recommendations, you should always be responsible for your own financial decisions, be it investing, purchasing, donating, or otherwise.

1. Copyright, Licenses and Idea/User Submissions.

The following describes the Copyright Notice for our website.

The entire contents of our website are protected by intellectual property law, including international copyright and trademark laws. The owner of the copyrights and/or trademarks is our website and/or other third-party licensors or related entities.

You do not own rights to any article, book, ebook, document, blog post, software, application, add-on, plugin, art, graphics, images, photos, video, webinar, recording, or other materials viewed or listened to through or from our Kanger.dev website, via email, or by way of protected content in a membership site. Posting data on our website, such as a blog comment, does not change this fact and does not give you any right in the data. You surrender any rights to your content once it becomes part of our website.

You may not modify, copy, reproduce, republish, upload, post, transmit, or distribute, in any manner, the content on our website, including text, graphics, code, and/or software. You must retain all copyright and other proprietary notices contained in the original content on any copy you make of the content. You may not sell or modify the content or reproduce, display, publicly perform, distribute, or otherwise use the content in any way for any public or commercial purpose. The use of paid content on any other website or in a networked computer environment for any purpose is prohibited. If you violate any of the terms or conditions, your permission to use the content automatically terminates, and you must immediately destroy any copies you have made of the content.

You are granted a non-exclusive, non-transferable, revocable license to use our website only for private, personal, noncommercial reasons. You may print and download portions of material from the different areas of the website solely for your own non-commercial use, provided that you agree not to change the content from its original form. Moreover, you agree not to modify or delete any copyright or proprietary notices from the materials you print or download. Also, note that any notice on any portion of our website that forbids printing and downloading trumps all prior statements and controls.

As a user, you agree to use the products and services offered by our website in a manner consistent with all applicable local, state, and federal laws and regulations. No material shall be stored or transmitted that infringes or violates the rights of others, is unlawful, obscene, profane, indecent, or otherwise objectionable, threatening, defamatory, or invasive of privacy or publicity rights.

Our Kanger.dev website prohibits conduct that might constitute a criminal offense, give rise to civil liability, or otherwise violate any law. Any activity that restricts or inhibits any other user from using the services of our website is also prohibited. Unless allowed by a written agreement, you may not post or transmit advertising or commercial solicitation on our website.

You agree to grant to our website a non-exclusive, royalty-free, worldwide, irrevocable, perpetual license, with the right to sub-license, to reproduce, distribute, transmit, create derivative works of, publicly display and publicly perform any materials and other information (including, without limitation, ideas contained therein for new or improved products and services) you submit to any public areas of our website (such as bulletin boards, forums, blog, and newsgroups) or by e-mail to our website by all means and in any media now known or hereafter developed. You also grant to our website the right to use your name in connection with the submitted materials and other information as well as in connection with all advertising, marketing, and promotional material related thereto. You agree that you shall have no recourse against our website for any alleged or actual infringement or misappropriation of any proprietary right in your communications to our website.


Publications, products, content, or services referenced herein or on our website are the exclusive trademarks or service marks of our website, Kanger.dev, or related parties. Other product and company names mentioned on our website may be the trademarks of their respective owners.

Links to Our Website

You may provide links to our website, provided that you do not change, remove, or obscure the copyright notice or other notices on our website. Your website or other source of links must not engage in illegal or pornographic activities. Finally, you may link provided you understand that you must stop linking to our website immediately upon request from our website.

2. Use of Our Website

By using our website, you agree, acknowledge, and accept that we are not trained professionals and do not purport to render professional or expert advice in any arena.

Data contained on or made available through our website is not intended to be, and does not constitute, legal advice. The use of our website does not create an attorney-client relationship. We do not warrant or guarantee the accuracy, adequacy, or recency of the data contained in or linked to our website.

Data contained on or made available through our website is not intended to be, and does not constitute, medical or health advice. The use of our website does not create a physician-patient relationship. We do not warrant or guarantee the accuracy, adequacy, or recency of the data contained in or linked to our website.

Data contained on or made available through our website is not intended to be, and does not constitute, financial/investing advice. The use of our website does not create an advisor-client relationship. We do not warrant or guarantee the accuracy, adequacy, or recency of the data contained in or linked to our website.

Your use of our website or materials linked to our website is completely at your own risk. You should not act or depend on any data on our website, where applicable, without seeking the counsel of a competent lawyer licensed to practice in your jurisdiction for your particular legal issues. You should not act or depend on any data on our website, where applicable, without seeking the counsel of a competent physician licensed to practice in your jurisdiction for your particular medical issues. You should not act or depend on any data on our website, where applicable, without seeking the counsel of a competent financial advisor licensed to practice in your jurisdiction for your particular financial needs and issues.

We reserve the right in our sole discretion to make changes to the features, functionality, or content of our website at any time. We may also edit or delete any data appearing on our website.

Your Duty To Other Users

Your use of our website is for your personal, non-commercial benefit. Do not leverage our website to mine the personal information of others, whether in blog comments or otherwise, for your own or others' benefit. This includes spam (unsolicited commercial email).

If you accidentally obtain personal information about other users, do not share it with anyone else.

Restricted Access

Access to certain areas of our Kanger.dev website is restricted. We reserve the right to restrict access to other areas of our website, or our entire website, at our discretion.

If we provide you with a user ID (username) and password to access restricted areas of our website or other content or services, ensure that your user ID and password are kept confidential. Do not share your user ID and/or password with anyone for any reason, either directly or indirectly. You are responsible for all activities that occur under your user ID or password.

We may disable your user ID and password at our discretion or if you breach any policies or terms governing your use of our Kanger.dev website or any other contractual obligation you have with us.

Third-Party Products/Services

Our website does not operate, control, or endorse any information, products, or services on the Internet, except for those clearly identified as being supplied by our website. All information, products, and services offered through our website or on the Internet generally are offered by third parties that are not affiliated with our website, and we may be compensated.

Viruses, etc.

Our Kanger website cannot and does not guarantee or warrant that files available for download through our website will be free of infection or viruses, worms, Trojan horses, or other code that has contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to ensure the accuracy of data input and output and for maintaining a means external to our website for the reconstruction of any lost data.

Assumption of Risk

You assume total responsibility and risk for your use of our website and the internet. Our website provides our website and related information "as is" and does not make any express or implied warranties, representations or endorsements whatsoever (including without limitation warranties of title or noninfringement, or the implied warranties of merchantability or fitness for a particular purpose) with regard to the product or service, any merchandise information, or service provided through the service or on the internet generally. Our website shall not be liable for any cost or damage arising either directly or indirectly from any such transaction. It is solely your responsibility to evaluate the accuracy, completeness, and usefulness of all opinions, advice, services, merchandise, and other information provided through the service or on the internet generally. Our website does not warrant that the service will be uninterrupted or error-free or that defects in the service will be corrected.

You understand further that the pure nature of the internet contains unedited materials, some of which are sexually explicit or may be offensive to you. Your access to such materials is at your risk. Our website has no control over and accepts no responsibility whatsoever for such materials you might somehow access.

Limitation of Liability

The content may contain inaccuracies or typographical errors. Our website, Kanger.dev, makes no representations about the accuracy, reliability, completeness, or timeliness of the content or about the results to be obtained from using our website or the content on it. Using our website and the content is at your own risk. Changes are periodically made to our website, and may be made at any time.

Our website does not warrant that it will operate error-free or that our website and its server are free of computer viruses and other harmful goods or conditions. If your use of our website or the content results in the need for servicing or replacing equipment or data, our website is not responsible for those costs.

Express Disclaimer of Consequential Damages

In no event will our website, its suppliers, or any third parties mentioned at our website be liable for (i) any incidental, consequential, indirect, or other damages (including, but not limited to, damages for loss of profits, business interruption, loss of programs or information, and the like) arising out of the use of or inability to use the service, or any information, or transactions provided on the service, or downloaded from the service, or any delay of such information or service, even if our website or its authorized representatives have been advised of the possibility of such damages, or (ii) any claim attributable to errors, omissions, or other inaccuracies in the service and/or materials or information downloaded through the service.

Because some states do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you. In such states, liability is limited to the greatest extent permitted by law, resulting in the smallest dollar amount permitted for the aggregate liability for both our website and affiliated parties for a claim deriving from or related to our website. This is in place of any and all other remedies otherwise available.

Links to Other Websites.

Our website contains links to third-party websites. Our Kanger.dev website does not make any representations whatsoever about any other website that you may access through this one or that may link to this website. When you access a website from our website, please understand that it is independent from our website, and that our website has no control over the content on that website. These links are provided solely as a convenience to you, and not as an endorsement by our website of the contents on such third-party websites. Our website is not responsible for the content of linked third-party websites and does not make any representations regarding the content or accuracy of material on such third-party websites. If you decide to access linked third-party websites, you do so at your own risk. We do not necessarily endorse, recommend, suggest, or otherwise make any overture or prompt for action regarding any product or service offered. You should assume we are compensated for any purchases you make. Again, any income claims should be construed as atypical results, and you assume the risk that inferior results obtain, including losses, for which we carry no responsibility or liability.

User Submissions

As a user of our Kanger.dev website, you are responsible for your own communications and the consequences of posting them. You must not post material that is copyrighted, unless you are the copyright owner or have permission from the owner to post it; post material that reveals trade secrets, unless you own them or have permission from the owner; post material that infringes on the intellectual property rights, privacy, or publicity rights of others; post material that is obscene, profane, defamatory, threatening, harassing, abusive, hateful, or embarrassing to another user of our website or any other person or entity; post sexually-explicit images; post advertisements or solicitations of business; post chain letters or pyramid schemes; or impersonate another person.

Our website does not represent or guarantee the truthfulness, accuracy, or reliability of any communications posted by other users of our website or endorse any opinions expressed by users of our website. You acknowledge that any reliance on material posted by other users of our website will be at your own risk.

Our website does not screen communications in advance and is not responsible for monitoring material posted by users. If we observe communications that allegedly do not conform to this agreement, or if a user notifies us of such communications, we may investigate and determine in good faith and at our sole discretion whether to remove or request the removal of the communication. We have no liability or responsibility to users for our performance or nonperformance of such activities. We reserve the right to expel users and prevent their further access for violating this agreement or any law or regulation, and also to remove communications that are abusive, illegal, or disruptive.

Social Media Warning (Divulgence of Personal & Private Information)

Social media provides a platform for internet users to disclose personal information about themselves. This may seem innocuous, proper, and expected, but many people have come to regret sharing personal information, whether by their own doing or by others. This has been true for simple email for a long time, and it is even more true for social websites and applications, including this one. Therefore, you should be careful when disclosing information.

3. Indemnification.

You agree to indemnify, defend and hold harmless Kanger.dev and its members, officers, directors, employees, agents, licensors, suppliers, and any third-party information providers to our website from any and all losses, expenses, damages, and costs, including reasonable attorneys’ fees, resulting from any use of our website or violation of this Agreement, including negligent or wrongful conduct, by you or any other person accessing our website.

4. Third Party Rights.

Paragraphs 2 (Use of the Service) and 3 (Indemnification) are provided for the benefit of our website and its owners, officers, directors, employees, agents, licensors, suppliers, and any third-party information providers to the Service. Each of these individuals or entities has the right to assert and enforce those provisions directly against you on its/their own behalf.

5. Term; Termination.

We reserve the right to investigate complaints or reported violations of these Terms of Service and Conditions of Use. We may take any action we deem appropriate, including but not limited to reporting any suspected unlawful activity to law enforcement officials, regulators, or other third parties. We may also disclose any data necessary or appropriate to such persons or entities relating to your profile, email addresses, usage history, IP addresses, and traffic data.

Kanger.dev may terminate this Agreement, in whole or in part, without notice at any time for any reason. However, the provisions of paragraphs 1 (Copyright, Licenses, and Idea Submissions), 2 (Use of the Service), 3 (Indemnification), 4 (Third Party Rights), 6 (Hiring an Attorney / No Attorney-Client Relationship), and 7 (Miscellaneous) shall survive any termination of this Agreement, in whole or in part.

6.Hiring an Investment Advisor, Attorney, or Medical or Other Professional / No Attorney-Client Relationship or Fiduciary Capacity.

Choosing a lawyer, doctor, or investment advisor is a serious matter and should not be based solely on data contained on our website or in advertisements.

The law is constantly changing, and the data on our website may not be complete or accurate depending on your particular legal issue. Each legal issue depends on its individual facts, and different jurisdictions have different laws and regulations. That's why you should seriously consider hiring licensed, professional counsel in your jurisdiction.

Medical issues are complex and can often stem from both organic and psychological factors. Websites should never be used as a source for diagnosing or treating medical problems.

Financial matters are highly individualistic, and risk tolerance is just one factor to consider before making any investments or financial decisions. For these and other reasons, you should seek the guidance of a trained professional, not a website.

You may send us an email, but please be aware that this communication will in no way be construed as initiating an attorney-client or other professional relationship. Therefore, your email should not include any confidential or sensitive data because your communication will not be treated as privileged or confidential.


Governing Law

This Agreement shall be treated as though it was executed, set in force, and performed in the UK. Accordingly, it shall be governed and construed in accordance with the laws of the UK that are applicable to agreements, without regard to conflict of law principles.


Any cause of action by you regarding our website Kanger.dev must be initiated within one (1) year after the cause of action arose, or it will be forever waived and barred. All actions will be subject to the limitations set forth in these Terms of Service and Conditions of Use. Any legal claim arising out of or relating to these Terms of Service and Conditions of Use or our website, excluding intellectual property right infringement and other claims by us, will be settled confidentially through mandatory binding arbitration according to the American Arbitration Association's commercial arbitration rules. The arbitration will take place in the UK. Each party will bear half of the arbitration fees and costs incurred, and each party will bear its own lawyer fees. All claims will be arbitrated on an individual basis and will not be consolidated in any arbitration with any claim or controversy of any other party.


Neither the course of conduct between the parties nor industry trade practice shall modify any provision of this Agreement.


Our website may assign its rights and duties under this Agreement to any party at any time without notifying you.

Contra Preferentum

The language used in these Terms of Service and Conditions of Use will be interpreted to reflect its fair meaning, without bias towards or against any party. The rule of construction that ambiguities should be resolved against the drafting party (i.e., "contra preferentum") will not apply when interpreting these Terms of Service and Conditions of Use. The Agreement should be construed as having been co-authored by the parties.


If any part of these Terms of Service and Conditions of Use is deemed invalid or unenforceable, that portion will be interpreted to the greatest extent possible in accordance with applicable law, and the remaining portions will remain in full force and effect through the application of the principle of severability.

This Agreement Prevails

If anything on or related to our website conflicts with or contradicts these Terms of Service and Conditions of Use, these Terms of Service and Conditions of Use will take priority.


Not enforcing any provision of these Terms of Service and Conditions of Use does not waive the provision or the right to enforce it.

Our rights under these Terms of Service and Conditions of Use will remain valid even if this agreement is terminated.

Kanger.dev reserves all rights not expressly granted herein.